Call: (239) 333-4684

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down payment assistance home

Down Payment Assistance

The government is using its own funds to cover your down payment and closing costs. Find Out More

penfed-dreamakers-grant

PenFed Dream Makers Grant

The grant is available to active duty, reserve, National Guard, and honorably-discharged first time homebuyers. Call (239) 333-4684 to find out more. 

If you're a Veteran or serving you’re entitled to all the advantages of a VA loan.

There are tons of benefits to using your VA Loan privileges

  • >>   100% financing for qualified Veterans
  • >>   No monthly mortgage insurance
  • >>   Excellent Rates
  • >>   More lenient credit guidelines available for veterans

Types of properties

  • >>   Single family homes (non-connected)
  • >>   Two- to Four-unit homes
  • >>   Attached townhouses (VA approved projects only)
  • >>   Condominiums (VA approved projects only)
  • >>   Mobile Homes/Manufactured Homes (provided the home comes with land, is permanently affixed, and the structure is at least 20 feet wide and 700 square feet if a double-wide.)
  • >>   In some cases, you can buy land or a home in need of repairs, with the intent of constructing or repairing the home.

VA Eligibility Service Requirements

  • >>   90 days in wartime while in active duty
  • >>   181 days in peacetime while in active duty
  • >>   2 years or the full time called if enlisted after 9/7/1980
  • >>  You were separated from service due to a service-connected disability
  • >>  You are an unmarried surviving spouse of a service member who was KIA/POW/MIA.
APPLY TODAY
Rates and terms are subject to change without notice. Contact us for complete program details.
 

Why Community Lending ?

Our clients deserve our best efforts as well as our respect and courtesy. It is our goal to provide the best customer experience in the industry. We work towards that goal by treating clients honestly, fairly, answering questions as rapidly and thoroughly as possible, and learning the exact needs of our individual clients. With our dedication, comes our commitment which we are proud to stand behind.