Conventional Home Loan
✔ Fannie Mae/Freddie Mac
✔ Competitive Interest Rates
✔ Flexible Terms
✔ 3% down option with Freddie Mac Home Possible Advantage and Fannie Mae HomeReady
✔ Owner Occupied, Second Home & Investment Property
FHA Home Loan
✔ Most common loan for first-time homebuyers
✔ Lower down payment
✔ Credit scores as low as 560 may qualify
✔ Great for refinancing
VA Home Loan
✔ 100% financing for qualified Veterans
✔ No monthly mortgage insurance
✔ No down payment
✔ Excellent Rates
✔ More lenient credit guidelines available for veterans
USDA Home Loan
✔ True 100% financing
✔ 30 year fixed rate
✔ Flexible credit guidelines *Income/Property Eligibility
✔ Guarantee fee may be financed (2%-3% available)
Jumbo Home Loan
✔ Loan amount of $453,100+
✔ Quick turn around
✔ Fixed and adjustable finance rates available
✔ Competitive pricing
Specialty Home Loans
✔ Foreign buyers
✔ 1-day out of bankruptcy
✔ 1-day out of foreclosure
✔ Manufactured/Modular homes
✔ Non-warrantable condos
✔ Bank statements
Reverse Mortgage
✔ For senior homeowners age 62 or older
✔ Continue to own and live in your home
✔ Protect against unexpected expenses
✔ Increase monthly cash flow
