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FHA Home Loan

FHA Loans can help you buy a home because they typically have better mortgage rates, and smaller down payments and lower closing costs.

FHA loans make getting a home loan simple

FHA gives you a government-insured loan with flexible choices, making it the easiest way to qualify for refinancing or home buying.

  • Less strict qualification and credit requirements
  • Lower down payment options
  • Great for refinancing

FHA loan qualification requirements

  • Credit scores as low as 600 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (primary home)

How FHA loans works

  • Keep in mind that your actual payment may vary based on your situation and the current interest rates when you apply
  • You can pay your mortgage at any time without pre-payment penalties
  • 30-year, 25-year, 20-year and 15-year terms are available with fixed rates
  • 5-year adjustable-rate mortgages (ARMs) are also available

Rates and terms are subject to change without notice. Contact us for complete program details.

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