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Conventional Home Loan

✔ Fannie Mae/Freddie Mac
✔ Competitive Interest Rates
✔ Flexible Terms
✔ 3% down option with Freddie Mac Home Possible Advantage and Fannie Mae HomeReady
✔ Owner Occupied, Second Home & Investment Property

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FHA Home Loan

✔ Most common loan for first-time homebuyers
✔ Lower down payment
✔ Credit scores as low as 560 may qualify
✔ Great for refinancing

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VA Home Loan

✔ 100% financing for qualified Veterans
✔ No monthly mortgage insurance
✔ No down payment
✔ Excellent Rates
✔ More lenient credit guidelines available for veterans

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USDA Home Loan

✔ True 100% financing
✔ 30 year fixed rate
✔ Flexible credit guidelines *Income/Property Eligibility
✔ Guarantee fee may be financed (2%-3% available)

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Jumbo Home Loan

✔ Loan amount of $453,100+
✔ Quick turn around
✔ Fixed and adjustable finance rates available
✔ Competitive pricing

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Specialty Home Loans

✔ Foreign buyers
✔ 1-day out of bankruptcy
✔ 1-day out of foreclosure
✔ Manufactured/Modular homes
✔ Non-warrantable condos
✔ Bank statements

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Reverse Mortgage

✔ For senior homeowners age 62 or older
✔ Continue to own and live in your home
✔ Protect against unexpected expenses
✔ Increase monthly cash flow

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