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Your Journey Starts Here.

Let Community Lending make the home buying process simple.

Get a Home Loan Today
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Invest In Your Family & Build A Foundation.

A home builds equity and provides a nest egg for your future.

Ask a Mortgage Expert
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VA Loans for Veterans.

Ask us about the VA Loan available to United States Veterans.

Find out more today
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Down Payment Assistance.

Ready to buy a house, but you just can’t come up with the down payment? Don’t worry – we can help!

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Your honest and reliable mortgage lender with you every step of the way.

Home Loan Programs

What loan is right for you? Find your perfect loan and your perfect home. Begin your search with confidence.

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Find A Mortgage Specialist

Step by step, we walk you through the process. Let our industry experts crunch the numbers for you.

Meet Our Mortgage Superstars

If you are looking for an informative, communicative lender you have found her. Amanda was diligent in reviewing every detail and scenario and worked hard to find the best rate and loan for me. She was available day, night and weekends. I felt confident and informed proceeding through my loan process, Amanda answered all my questions every step of the way and even attended my closing – what lender does that? My loan was approved and ready to go. GREAT EXPERIENCE! I highly recommend her, you will not be disappointed!

Homebuyer
Amanda, we just wanted to thank you for all you did to get us into our beautiful new home. You were always available to answer our questions.  Even late nights, and on weekends.  We felt completely comfortable and confident knowing you would guide us through the stressful loan process. We enjoyed working with you for a second time, and if we are ever in need of loan assistance in the future, we will definitely trust you again. I have no doubt that anyone we recommend to you would receive the same excellent service. Thank you for everything!
Homebuyer

“Since I have started my career in Real Estate, I have met several lenders and have been told that they could produce and get things done. I have met only ONE that does exactly as promised. Vito Mirra with Community Lending is always on top of things. If you need someone that does, give him a call!”

Homebuyer
Florida

“Just wanted to say thank you again. Vito, if it wasn’t for you, the thought of buying a home would still be a far fetched fairytale for us. Getting back in your house and providing our mortgage aside, it was obvious from the start that you truly wanted to help us no matter what…You were involved in a level far beyond just trying to sell us a house from the moment we met you.”

Homebuyer
Florida

“Vito has helped us tremendously with the financial aspect of the home buying process! My husband and I are truly grateful to have him and his company on our side ! I rate them 5 stars. They have great communication, get back to you in a timely matter, will explain everything to you if needed, highly recommend!”

Homebuyer
Florida

“Both Nathan and his staff were extremely pleasant, thorough and helpful. Being out of state purchasers, there were numerous phone calls and emails which were responded to quickly. Of course, we had many, many questions and all were answered patiently.We would recommend Nathan to anyone looking for a mortgage or financing in Florida.”

Homebuyer
Florida

“Having purchased and sold a number of properties throughout the country, I rate Nathan exceptional in every area. During the process if I had a question I would call Nathan and if he was not available I would receive a call back within minutes, even on the weekend. If you are looking for a mortgage I would highly recommend Nathan.”

Homebuyer
Florida

“My husband and I have had the pleasure of working with Nathan on several recent purchases, including our primary residence, a 2nd home, and a rental property. All three transactions could not have gone smoother! Nathan is always available for questions, proactive in his approach to make sure our loans closed on time, and extremely knowledgeable about the loan and real estate transaction. My husband and I would highly recommend Nathan for anyone looking to purchase property here in SW Florida!”

Second Home Buyer
Florida

“We had a very smooth process with Nathan, he was recommended by our realtor. We never really met Nathan in Person but he was very hands-on with everything that need to be done to accomplish our main goal. We close on our house a week earlier than what it was scheduled for. Thank you!!! Merry xmas to my family!”

Homebuyer
Florida

“We had such a great experience working with Nathan! Not only did he explain everything so we could understand but we were also able to close earlier than expected! Such a great experience all around!”

Homebuyer
Florida

“We highly recommend Mr. Vito Mirra. We found him to be professional, helpful, and encouraging during every step in the mortgage process. He has excellent knowledge of loan processing and we felt we were in extremely capable hands. If we buy another house, we will only contact Mr. Mirra to process our financing.”

Homebuyer
Florida

“DeAnna was amazing! Very efficient and knowledgable. I will recommend her to everyone I know. If your looking for a fast closing and honesty DeAnna is your girl! My home buying experience wouldn’t have been so smooth without her!”

Homebuyer
Florida

“Deanna is easy to work with, very professional and efficient. Always prompt to return calls and emails. Willing to go the extra mile for her clients. Will definitely send friends her way when the need arises.”

Pre-Qualified
Florida

The home buying process was very daunting to me, and DeAnna and her team could not have put me more at ease. She really took the time to make sure I understood everything that was going on and helped me get into my home. I cannot recommend her highly enough, especially for first-time home buyers.

First-Time Homebuyer
Florida

“DeAnna & Amanda were absolutely AMAZING!!! we were able to buy our 1st home 🙂 we know that this would not have been possible without their help. They reviewed and double checked multiple times our paperwork to make sure that we would have a smooth , problem free closing – it literally took 30 min to obtain the keys of our house! Super nice, very attentive to our needs and concerns and extremely knowledgeable of all the products out there in order to provide us the best loan for our family.Thank you ladies !”

First-Time Homebuyer
Florida

Find A Mortgage That Fits Your Lifestyle

Buying a home is a huge decision and we want you to shop with confidence. Let our industry experts crunch the numbers for you.

Conventional Home Loan

✔ Fannie Mae/Freddie Mac
✔ Competitive Interest Rates
✔ Flexible terms
✔ Flexible Terms
✔ 1% down option with Freddie Mac Home Possible Advantage
✔ Owner Occupied, Second Home & Investment Property

FHA Home Loan

✔ Most common loan for first-time homebuyers
✔ Lower down payment
✔ Credit scores as low as 600 may qualify
✔ Great for refinancing

VA Home Loan

✔ 100% financing for qualified Veterans
✔ No monthly mortgage insurance
✔ No down payment
✔ Excellent Rates
✔ More lenient credit guidelines available for veterans

USDA Home Loan

✔ True 100% financing
✔ 30 year fixed rate
✔ Flexible credit guidelines *Income/Property Eligibility
✔ Guarantee fee may be financed (2%-3% available)

Jumbo Home Loan

✔ Loan amount of $424,100+
✔ Quick turn around
✔ Fixed and adjustable finance rates available
✔ Competitive pricing

Specialty Home Loans

✔ Foreign buyers
✔ 1-day out of bankruptcy
✔ 1-day out of foreclosure
✔ Manufactured/Modular homes
✔ Non-warrantable condos
✔ Bank statements

Reverse Mortgage

✔ For senior homeowners age 62 or older
✔ Continue to own and live in your home
✔ Protect against unexpected expenses
✔ Increase monthly cash flow

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Contact Us

It is our goal to provide the best customer experience in the industry. We’re even available after “normal” business hours. Call Us! (239) 333-4684

Questions?

Contact our Mortgage Specialists Today!

It is our goal to provide the best customer experience in the industry. We’re even available after “normal” business hours. Call Us! (239) 333-4684